Holden Kellerhals, Lending Strategist at NEXA Lending
Holden Kellerhals, Lending Strategist
NEXA Lending
Phone: (727) 591-5591
Email: [email protected]
NMLS# 2646551
Company NMLS# 1660690
Licensed in: FL, IA
Calculations based on 30-year fixed mortgage. PMI applies when down payment is less than 20%. Bank Statement loans are considered Non-Qualified Mortgage (Non-QM) products. Qualification is based on the review of personal or business bank statements rather than tax returns. Interest rates and down payment requirements for these products may be higher than those of conventional government-backed mortgages (such as FHA, VA, or Fannie Mae/Freddie Mac loans). Not all applicants will qualify. Annual Percentage Rate (APR) is subject to increase after consummation. Advertised terms are based on a loan amounts with a 760 FICO, Loan-to-Value, and 30-year fixed/ARM rate. Monthly payments includes principal and interest only; actual payment will be higher with taxes and insurance and HOA. This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. NEXA Mortgage, LLC is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency. Copyright © 2025 NEXA Mortgage, LLC NMLS#1660690. AZMB#0944059. 5559 S Sossaman Rd, Bldg #1 Ste #101, Mesa, AZ 85212, 602-344-9333. NEXA Mortgage, LLC is an Equal Housing Lender. All rights reserved.
Strategic lending expertise for discerning clients. I design mortgage solutions that align with your financial objectives, not just your loan amount.
Lenders & Investors
Personalized Service
Strategic Guidance
In our wholesale network
Most loan officers simply process applications. I take a fundamentally different approach analyzing your complete financial picture to structure loans that serve your long-term wealth strategy.
Whether you're a self-employed entrepreneur needing bank statement qualification, a veteran maximizing your VA benefits, or an investor building a portfolio, I engineer solutions that conventional lenders overlook.
We are analyzing your loan for potential savings. We'll be in touch soon!
Upload your Loan Estimate and we'll analyze it for potential savings on your mortgage.
Click or drag to replace
Drag & drop your Loan Estimate here
or click to browse (PDF, max 10MB)
Please confirm your information is correct before submitting.
Every financial situation is unique. Let's discuss your goals and find the lending strategy that works for you.
Thanks! We'll be in touch with your personalized rate.
Want a personalized rate? Enter your email and we'll send you one.
Monthly rate updates, market commentary, and first-time buyer guides; delivered straight to your inbox.
Thanks for subscribing. Watch your inbox for the next market update.
No spam. Unsubscribe anytime.
NMLS | Company NMLS
Florida: 727-591-5591
Iowa: 319-319-3771
© 2026 . All rights reserved.