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Holden Helps · St. Petersburg, Florida

Holden Kellerhals.
Mortgage Broker.
Let’s Make It Work!

Mortgage decisions are rarely one-size-fits-all. I help homebuyers, homeowners, investors and Realtors understand their options, work through complicated scenarios and move forward with a clear plan.

NEXA Lending · NMLS #2646551

Portrait of Holden Kellerhals, Mortgage Broker

Who I help

Real people, real situations.

Realtors A lending partner for your clients' toughest files.For Realtors →

Mortgage solutions

Traditional loans. Creative financing.

View all mortgage solutions
Portrait of Holden Kellerhals, Mortgage Broker

About Holden

Based in St. Petersburg.

Born in Iowa, shaped by New York City and at home in Tampa Bay for more than a decade, Holden brings a service-minded, creative approach to mortgage lending. With a background in nonprofit work and the service industry, he knows how to listen, explain the details and stay hands-on from the first question through the next step.

Thinking about living in the area? My separate site, Life in Tampa Bay, explores neighborhoods and life around the bay.

Meet Holden

For Realtors

Your clients. Covered.

When financing gets complicated, you need a broker who answers the phone and looks for a path forward. I work alongside agents on complex borrower situations and transactions that call for creative solutions.

Partner with Holden
  • Clear, prompt communication
  • Help with complex borrower situations
  • Creative financing when deals need it

The publication for Realtors

Agent Matters

Mortgage strategy and market insight for Realtors, published by Holden Kellerhals.

Agent Matters November 4, 2026 newsletter cover about institutional investors returning, the three areas of business growth, satire-driven referrals, AI open houses and mortgage rates.

Institutional Investors Return, the Three-Part Growth Fix and Jobs-Week Rates

This week’s Agent Matters looks at why institutional investors are returning to the housing market and what their growing interest in build-to-rent communities could mean for buyers and local inventory. We break down the three areas that determine business growth, why fixing conversion problems matters more than buying additional leads, and how humor and authentic content can generate referrals. You’ll also see how AI can help turn open houses into stronger relationship-building opportunities, why better decision-making starts with clearer thinking, and how jobs data, oil prices, and tech stocks could help mortgage rates continue their recent improvement.

Market Trends · Investment Property Financing · Buyer Affordability · Real Estate Industry News

Let’s Make It Work!

Every mortgage situation is different. Let's explore the options that work for you.

Schedule an appointment