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Holden Helps

Mortgage Solutions

Mortgage Solutions.

Different people. Different properties. Different financing needs.
Let's explore what works.

Home Purchase Financing

  • Conventional Loans

    Mortgages that are not insured by a government agency, used for many home purchases and refinances.

  • FHA Loans

    Mortgages insured by the Federal Housing Administration, often considered by first-time buyers.

  • VA Loans

    Home loans backed by the U.S. Department of Veterans Affairs for eligible veterans and service members.

  • Jumbo Loans

    Financing for loan amounts above standard conforming loan limits.

Homeownership and Home Equity

  • Reverse Mortgages

    A way for older homeowners to access home equity without a required monthly mortgage payment.

  • HECM for Purchase

    Using a reverse mortgage to help buy a new home.

  • HELOCs

    A home equity line of credit you can draw from as needed.

  • Home Equity Loans

    Borrowing a set amount against the equity in your home.

Specialized Financing

  • Non-Warrantable Condos

    Financing options for condos that don't meet standard lending guidelines.

  • Non-QM Loans

    Mortgages that use alternative ways to evaluate a borrower's ability to repay.

  • Bank Statement Loans

    An option some self-employed borrowers use to document income with bank statements.

  • Asset Depletion

    An approach that considers a borrower's assets when evaluating income.

Investment and Property Financing

  • DSCR Loans

    Investor loans that look at a property's rental income relative to its costs.

  • Investment Property Loans

    Financing for rental and other non-owner-occupied properties.

  • Renovation Loans

    Financing that can include the cost of improvements to a home.

  • Construction Financing

    Financing for building a new home.

Not sure which fits?

You don't need to know the program name. Tell me about your situation and we'll look at the options together.

Let’s Talk Mortgages (opens in a new tab)