Learn how reverse mortgages and HECM for Purchase can help you tap into home equity with no monthly payments. Schedule a free consultation with Holden Kellerhals.
Holden Kellerhals, Lending Strategist
NEXA Lending
Phone: (727) 591-5591
Email: [email protected]
NMLS# 2646551
Company NMLS# 1660690
Licensed in: FL, IA
Calculations based on 30-year fixed mortgage. PMI applies when down payment is less than 20%. Bank Statement loans are considered Non-Qualified Mortgage (Non-QM) products. Qualification is based on the review of personal or business bank statements rather than tax returns. Interest rates and down payment requirements for these products may be higher than those of conventional government-backed mortgages (such as FHA, VA, or Fannie Mae/Freddie Mac loans). Not all applicants will qualify. Annual Percentage Rate (APR) is subject to increase after consummation. Advertised terms are based on a loan amounts with a 760 FICO, Loan-to-Value, and 30-year fixed/ARM rate. Monthly payments includes principal and interest only; actual payment will be higher with taxes and insurance and HOA. This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. NEXA Mortgage, LLC is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency. Copyright © 2025 NEXA Mortgage, LLC NMLS#1660690. AZMB#0944059. 5559 S Sossaman Rd, Bldg #1 Ste #101, Mesa, AZ 85212, 602-344-9333. NEXA Mortgage, LLC is an Equal Housing Lender. All rights reserved.
Learn how reverse mortgages and HECM for Purchase can help you tap into home equity with no monthly payments. Schedule a free consultation with Holden Kellerhals.
Turn the value in your home into cash flow or a new home, without required monthly payments or financial headaches.
Age to Qualify
Monthly Payments
Insured & Regulated
Not just one or two paths, but a range of strategies depending on how you want to live, move, and use your money.
Stay in your current home and access its equity as a line of credit, monthly payments, or a lump sum. No monthly mortgage payments required. You keep the title, and the loan is repaid only when you sell, move out, or pass away.
Buy a new home that's better suited to your retirement lifestyle; downsized, closer to family, or in a warmer climate; using a reverse mortgage as your financing tool. Make a down payment and never make a monthly mortgage payment again.
Already have a low-rate mortgage you don't want to touch? A reverse second lets you keep your existing loan and layer a reverse mortgage behind it to access additional equity, without adding a required monthly payment on that portion.
A more traditional approach to equity, built specifically for older homeowners. A Senior HELOC gives you a flexible line of credit you can draw from as needed, while maintaining a structure that feels familiar.
No pressure, no jargon, just clear guidance through every step.
Every client has a story. Every story has a solution. Let's find yours — with clarity, patience, and no pressure.
NMLS | Company NMLS
Florida: 727-591-5591
Iowa: 319-319-3771
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