Reverse Mortgages & HECM for Purchase | Holden Kellerhals

Learn how reverse mortgages and HECM for Purchase can help you tap into home equity with no monthly payments. Schedule a free consultation with Holden Kellerhals.

Reverse Mortgages & HECM for Purchase | Holden Kellerhals

Learn how reverse mortgages and HECM for Purchase can help you tap into home equity with no monthly payments. Schedule a free consultation with Holden Kellerhals.

Your Equity Built This. Now Let It Pay You Back.

Your Home Equity Has More Options Than You Think

Reverse Mortgage

HECM for Purchase

Reverse Mortgage Second (HECM Second)

Senior HELOC (Home Equity Line of Credit)

Simple. Transparent. Human.

What Clients Ask

Ready to Explore Your Options?

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Turn the value in your home into cash flow or a new home, without required monthly payments or financial headaches.

Age to Qualify

Monthly Payments

Insured & Regulated

Not just one or two paths, but a range of strategies depending on how you want to live, move, and use your money.

Stay in your current home and access its equity as a line of credit, monthly payments, or a lump sum. No monthly mortgage payments required. You keep the title, and the loan is repaid only when you sell, move out, or pass away.

Buy a new home that's better suited to your retirement lifestyle; downsized, closer to family, or in a warmer climate; using a reverse mortgage as your financing tool. Make a down payment and never make a monthly mortgage payment again.

Already have a low-rate mortgage you don't want to touch? A reverse second lets you keep your existing loan and layer a reverse mortgage behind it to access additional equity, without adding a required monthly payment on that portion.

A more traditional approach to equity, built specifically for older homeowners. A Senior HELOC gives you a flexible line of credit you can draw from as needed, while maintaining a structure that feels familiar.

No pressure, no jargon, just clear guidance through every step.

Every client has a story. Every story has a solution. Let's find yours — with clarity, patience, and no pressure.

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Iowa: 319-319-3771

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Reverse Mortgages & HECM for Purchase | Holden Kellerhals