The Reverse Second Mortgage Most Seniors Have Never Heard Of: HomeSafe Second Explained

Holden Kellerhals

Published on: 23/02/2026

The HomeSafe Second is a reverse second mortgage for homeowners 55+ who want to access up to $1,000,000 in home equity without giving up their existing first mortgage or making a monthly payment. Holden Kellerhals, NMLS #2646551, explains how it works, who qualifies, and how it compares to a HELOC.