Fannie Freddie Public

Fannie Freddie Public

Fannie Freddie PublicHolden Kellerhals
Published on: 02/07/2025

Seventeen years post-crash, the GSEs may finally return to private hands—and it could reshape the mortgage landscape. Removing the government backstop might spook MBS investors, push up rates, and tighten access for lower-income and first-time buyers. Housing advocates are concerned. Strategists are on alert. Whether this becomes a gradual unwind or a flashpoint moment, it’s time to talk risk, readiness, and rate strategy—especially if your clients are on the edge of qualifying.

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Transfer Taxes - The Silent Cost That Could Blow Your Budget

Transfer Taxes - The Silent Cost That Could Blow Your Budget

Transfer Taxes - The Silent Cost That Could Blow Your BudgetHolden Kellerhals
Published on: 01/07/2025

Discover how transfer taxes can dramatically affect your closing costs, especially in states like Florida or Delaware. Learn how to prepare before you buy.

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HUD MIP update

HUD MIP update

HUD MIP updateHolden Kellerhals
Published on: 30/06/2025

HUD’s plan to flatten MIP across FHA multifamily programs could speed up closings and cut red tape. Here’s how it impacts developers and loan officers.

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June 26 2025

June 26 2025

June 26 2025Holden Kellerhals
Published on: 26/06/2025

Why today's 'boring' 7% rate market is actually the perfect setup for smart buyers. While everyone waits for rates to drop, prepared buyers are positioning to win big when the shift happens.

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