Fannie Freddie Public

Fannie Freddie Public

Fannie Freddie PublicHolden Kellerhals
Published on: 02/07/2025

Seventeen years post-crash, the GSEs may finally return to private hands—and it could reshape the mortgage landscape. Removing the government backstop might spook MBS investors, push up rates, and tighten access for lower-income and first-time buyers. Housing advocates are concerned. Strategists are on alert. Whether this becomes a gradual unwind or a flashpoint moment, it’s time to talk risk, readiness, and rate strategy—especially if your clients are on the edge of qualifying.

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Transfer Taxes - The Silent Cost That Could Blow Your Budget

Transfer Taxes - The Silent Cost That Could Blow Your Budget

Transfer Taxes - The Silent Cost That Could Blow Your BudgetHolden Kellerhals
Published on: 01/07/2025

Discover how transfer taxes can dramatically affect your closing costs, especially in states like Florida or Delaware. Learn how to prepare before you buy.

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HUD MIP update

HUD MIP update

HUD MIP updateHolden Kellerhals
Published on: 30/06/2025

HUD’s plan to flatten MIP across FHA multifamily programs could speed up closings and cut red tape. Here’s how it impacts developers and loan officers.

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Labor Shortages

Labor Shortages

Labor ShortagesHolden Kellerhals
Published on: 27/06/2025

Labor shortages in construction are delaying home builds and driving prices up. Learn how this impacts your buyers—and how I can help them adapt and win in today’s evolving mortgage market.

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